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View your Apple Card Monthly Installments

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  1. Open the Wallet app and tap Apple Card.
  2. Tap the more button .
  3. Tap Monthly Installments. If you have multiple monthly installment plans, tap the one you want to see.

To see more details, tap Total Financed. You can also view your Apple Card Monthly Installments online.1

When you buy an iPhone, iPad, Mac, or other eligible Apple product with Apple Card Monthly Installments, you get a notification on the iPhone or iPad you use to manage your Apple Card. You can tap the notification and unlock your device to see your monthly installment details.

Pay your monthly installment

Your minimum payment for Apple Card includes your Apple Card Monthly Installment. When you pay your minimum payment each month, you automatically pay the monthly installment for each of your installment plans.

Pay extra

To pay extra on your Apple Card Monthly Installments, you need to first pay your entire Apple Card balance. Then, to make an additional payment towards your installment balance, choose Pay Early. If you have multiple installments, your additional payment is applied to the outstanding balance of your oldest installment plan.

To Pay Early:

  1. Open the Wallet app and tap Apple Card.
  2. Tap the more button , then tap Monthly Installments. If you have multiple monthly installments, you see the balance for all of your monthly installments.
  3. Tap Pay Early, then tap Continue.
  4. Choose an amount to pay, then tap Pay Now or Pay later and follow the instructions on your screen.

If you don't pay a monthly installment, you aren't charged a fee or interest. To keep your account in good standing, pay your monthly installments on time as part of your Apple Card minimum payment due every month.

See your Apple Card Monthly Installment payment history

  1. Open the Wallet app and tap Apple Card.
  2. Tap Monthly Installments.
  3. If you have multiple Apple Card Monthly Installments, tap the device you want to view monthly installments for.

About Apple Card Monthly Installments

Apple Card Monthly Installments make it easy to pay for a new iPhone, iPad, Mac, or other eligible Apple product, with interest-free, low monthly payments.2 You get 3% Daily Cash all up front when your device ships or when you buy a new device at an Apple store.

You can use Apple Card Monthly Installments to buy more than one device. Each new device you buy has its own installments plan. The amount you finance for each device is subtracted from your available Apple Card credit. The number of devices you can buy with Apple Card Monthly Installments is only limited by your available credit.

What you need

An Apple Card account with enough available credit to cover the cost of your new device.3

Make sure your device has the latest version of iOS or iPadOS, or macOS. On iOS 13.1 or earlier, you can't see your installment details and Total Balance includes the total amount you finance.4

How monthly installments are calculated

The total amount you finance for your new device is divided into interest-free monthly installments. Each installment is included in your Apple Card minimum payment and is due every month for the duration of the installment plan.

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The total amount you finance increases if you buy an AppleCare+ plan. If you use Apple's Trade In program, your total financed amount decreases by the amount you get for your old device.

Taxes and shipping are billed to your Apple Card and are subject to your Apple Card variable APR. Taxes and shipping aren't included in your monthly installments.

Monthly installments and your Apple Card balance

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Your Apple Card balance includes your monthly installment. If you use the payment wheel to pay at least your minimum payment due, your monthly installment is included.4

When you get Daily Cash

When you buy a new iPhone, iPad, Mac, or other eligible Apple product with Apple Card Monthly Installments, you get 3% Daily Cash on the total amount you finance. This includes taxes and shipping charges.

You get your Daily Cash when your device ships or when you buy your device at an Apple store.

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If you didn't set up Apple Cash, your Daily Cash accumulates and you can apply it towards your Apple Card balance.

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When your monthly installments start

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Apple Card Monthly Installments are billed to your Apple Card statement on the last day of the month. Your first monthly installment is billed at the end of the same month that your device ships or you pick it up at the Apple store.

If you return a device you bought with Apple Card Monthly Installments

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When you return the device that you bought, the remaining monthly installments are closed and the Daily Cash that you received is charged to your Apple Card. The Apple Card Monthly Installment for the device you returned is credited up to the remaining amount of that installment balance. If there's a remaining credit, it's applied to your Apple Card account to cover other transactions you might have made.

  1. Customers in US territories should contact Goldman Sachs Bank USA for questions about monthly installments.
  2. Variable APRs range from 10.99 percent to 21.99 percent based on creditworthiness. Rates as of April 1, 2020.
  3. If your Apple Card application is approved with insufficient credit to cover the cost of your new iPhone, iPad, Mac, or other eligible Apple product, see what you can do.
  4. The interest estimator will not reflect that your Apple Card Monthly Installment Balance has a 0% APR if your device does not have iOS 13.2 or later. However, your periodic statement will accurately reflect the 0% APR on your installment balance.

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Text telephone devices (TTYs or TDDs) are used by people with hearing or speech disabilities to send and receive text messages over telephone networks. In the past, wireline telephone and analog cellular networks generally were compatible with TTYs, but digital wireless networks were not. As a result of FCC rules to ensure that TTY users can complete emergency 911 calls, wireless service providers have upgraded their digital networks to be compatible with TTYs. Consumers are now generally able to use TTYs to complete calls with their digital wireless phones, including 911 calls, if the phone itself is TTY-compatible. To find a TTY-compatible digital wireless phone, contact your wireless service provider or handset retailer.

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Use of TTY Devices with Digital Wireless Phones Guide (pdf)